About the Role
As a QC Underwriting professional, you will play a key role in ensuring the accuracy and compliance of our underwriting processes. You will be responsible for reviewing loan applications, assessing risks, and upholding the highest standards of quality in line with company policies and regulatory guidelines.
Company : Mphasis
Job Role: QC Underwriting
Experience: Fresher
Qualification : Degree
Location: Mphasis, Cybercity Tower 4, Pune
Experience: 0–0 years (open to fresh talent with relevant knowledge and skills)
Key Responsibilities
- Perform detailed analysis of loan applications and supporting documents to evaluate risk and compliance.
- Assess applicant creditworthiness by reviewing credit reports, income statements, and financial documentation.
- Work closely with the underwriting team to refine and implement best practices.
- Offer insights and suggestions to enhance underwriting procedures and guidelines.
- Identify potential risks in loan applications and recommend mitigation strategies.
- Maintain thorough records of underwriting decisions and communicate outcomes to stakeholders.
- Keep abreast of industry developments, regulations, and evolving underwriting standards.
- Support the training and development of junior team members.
What We’re Looking For
Mandatory Skills
- Solid understanding of loan origination and underwriting processes.
- Proficiency in analyzing financial statements and credit reports.
- Strong analytical abilities with exceptional attention to detail.
- Capable of working both independently and as part of a team.
- Excellent written and verbal communication skills.
- Experience using underwriting software and tools.
Preferred Skills
- Awareness of regulatory and compliance standards in underwriting.
- Experience in risk assessment and management.
- Familiarity with various loan products and their underwriting criteria.
- Adaptable to changing priorities and able to perform under pressure.
Qualifications
- Bachelor’s degree in Finance, Business Administration, or a related field.
- Relevant certifications in underwriting or risk management are advantageous.
- Proven ability to analyze complex financial information and make sound decisions.
